Need an appraisal for an FHA-backed mortgage? Call W.E. Kintner & Assoc., Inc.

Rest assured that W.E. Kintner & Assoc., Inc. is an FHA-certified appraisal practice in WA. This indicates that we are qualified and approved by the FHA to do reports for home loans underwritten by them. A certain amount of the ongoing training our staff at W.E. Kintner & Assoc., Inc. completes deals strictly with decoding the FHA's documentation and their rules and procedures.

Be sure to contact W.E. Kintner & Assoc., Inc. if you need an appraisal done for an FHA-secured loan.

The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA-secured loan, it means it is backed by them. None of the money in the loan is provided by the FHA; what the FHA does is ensure that the loan is paid for in case the borrower defaults on his or her loan obligations. Low-income and moderate-income borrowers benefit from an FHA-insured loan; the purpose of the Federal Housing Administration is to cooperate with credit-worthy buyers to meet expectations and necessities for lending agencies that they otherwise would not.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. FHA loan programs are incredibly beneficial to those homebuyers with less accumulated funding.